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Drowning in Bills? Renegotiate Your Monthly Bills

It’s easy to go on autopilot when reviewing monthly bills, especially when the bills amount to the same every month. Most people take monthly bills at face value, thinking they are immalleable company policy. But what if we told you that a simple negotiation of your monthly bills could cut your expenses and make a…

How to Save Money with Solar Power

Green energy is becoming popular at a fast rate, and solar is one of the best energy-efficient options for homeowners. Solar energy, when captured with solar systems, is converted into usable electricity. These solar systems offer significantly reduced power bills for a lifetime, and the savings start as soon as they are installed. While there…

Car Buying: Finding Your Perfect Vehicle

There are thousands of options when it comes to picking out a new car, and finding your perfect match isn’t always easy. Start by narrowing down your options — figure out how much space you’ll need, if you’re more interested in fuel economy or power, and if there are any must-have features on your list.…

Mortgages: Credit Scores, Interest Rates, and More

Mortgage lenders generally say that an affordable home is one that costs no more than three to five times your annual household income. A 20% down payment is traditional, but special loans or grants may be available to help with that payment, particularly for first-time homebuyers. You also need to be prepared to pay for…

Debt Relief: Steps to Help Manage Your Debt

The road to freedom from debt begins by being fully aware of just how much debt you have. Begin the process by making a comprehensive list of all your debt amounts, as well as details like interest rate, monthly payment amount, and due date. While you’re at it, take a look at the areas where…

Auto Loans: How to Find the Best Rates

Before you look into auto loans, you should first look up your credit score. In general, the higher your credit score, the better terms you’ll be able to get from a lender. If you’re worried about your credit score being low, take some time to improve it. You may be able to raise your score…

Shortcuts to Help Improve Your Credit

There are some credit repair tactics that help yield benefits quickly. By following these tips, you may soon start to see your credit score improving. Each of the three major credit bureaus allow you to get one free credit report per year. These checks won’t affect your credit score, and if you space them out,…

Your Credit Score: Keeping the Number Up

Your credit report shows how each of the three major credit bureaus rate your credit. Since each bureau has its own method of analyzing your financial history, it’s important to look at all three scores. Typically, your payment history and the amount of money you owe are the largest factors in your credit score. Smaller…