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Credit is an essential component of adult life. Once your teen grows up and is ready to rent an apartment, buy a car, or take out a mortgage, they’ll need a pretty good credit history. With a better credit history, they will be able to land better interest rates and more favorable terms, which may…
Bundling has many benefits, ranging from discounts on policies to only dealing with one bill each month. This is also a great way you could save time, as there will be only one company to contact if you have any issues or questions. With this in mind, the following content could help you make the…
Before you buy auto insurance online or call a broker, you should take time to understand what you’re paying for. Knowing the basics about car insurance will help you to spot a good deal and avoid unwanted surprises. Although insurance can be complicated, mastering the basics will give you an advantage. You might think that…
Buying a car is a big commitment. Don’t let it turn into a costly one by continually paying for expensive repairs.Whether you’re purchasing a new or used vehicle, it’s important to protect yourself from future expenses. An extended warranty can help take some of the pressure off. What Is An Extended Warranty? An extended warranty…
Economic hardship can be a product of avoidable common financial mistakes. Even if you are already facing financial difficulties, steering clear of these mistakes could set you up for success. 1. Missing or Skipping a Payment Timeliness and consistency with loan payments account for 35% of your credit score. Missing or skipping payments is one…
Auto insurance can be expensive. Although a variety of factors determine how much a typical driver pays, you may still be able to reduce your costs. Discover what may be contributing to your auto insurance bill and how you could effectively save going forward. Factors that Affect Costs: There are a number of different factors…
It’s not easy being on the fence when deciding whether or not you want to refinance your home. Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why a homeowner would choose to refinance, but is it a good idea for your specific needs?…
Refinancing your mortgage will pay off your existing home loan and replace it with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments. Refinancing could also let you tap into the home’s equity to take cash out for home improvements. The following refinance tips…
Credit report mistakes are common. According to the Federal Trade Commission, two studies found that almost 15% of consumers have an error on at least one of their credit reports. Don’t be discouraged if you find any mistakes; it’s common and could easily be solved! There are several ways to approach errors on a credit…
Assessing your credit reports is one of the many responsibilities that come with adult life— for many, understanding how to read and digest the information that a credit report contains can be difficult. If you are new to credit or are still struggling to understand the dynamics of your report, you’ve come to the right…
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